About Hedgestone

What

Hedgestone is a stress-tester for portfolios weighted toward tangible assets — physical gold, silver, and commodities, set against equities, crypto, and cash. It replays an allocation through real historical storms (2008, 2020, the 1970s, or any window you draw) and projects it forward with seeded Monte Carlo simulation. Results are framed in purchasing power — what your money can still buy — not just nominal return.

Why

Most backtesters treat gold as a ticker. Real ownership has costs the tickers never show: the dealer's spread on the way in and out, the vault's rent, the insurer's premium. Hedgestone models that physical-cost layer explicitly, and deflates everything by CPI, because a portfolio that "made money" while inflation ran hotter did not preserve anything. The numbers are estimates, clearly labeled, reproducible down to the random seed and dataset version.

How it treats your data

Simulations run in your browser. Your allocation never leaves your device unless you choose to save it or request a PDF report. There are no accounts, no third-party trackers, and no advertising pixels — only first-party counters of feature usage.

Who

Hedgestone is built and maintained by Alhallak Technologies as part of the Hedgestone Labs project. Questions, corrections, and source suggestions are welcome: alhallaktechnologies@gmail.com.

Affiliate disclosure

Hedgestone may earn a commission when you follow partner links to dealers or storage providers. Partners never influence the model, the data, the defaults, or the results. There are currently no partner placements live.

Disclaimer

Hedgestone produces educational estimates and historical or simulated illustrations. It is not financial, investment, or tax advice; it is not a brokerage, and nothing here is an offer or recommendation to buy or sell anything. Past performance and simulated results do not guarantee future outcomes. Consult a qualified professional before making decisions.

Educational estimates — not financial advice