How an all-equity portfolio fared in the 2020 COVID crash

All equities — 100% equities · quarterly rebalance · physical costs on (coins) · window 2020-02-19 to 2020-08-18 · computed 2026-07-06 with the same engine the app runs.

$6,638$10,000$10,0082020-02-192020-08-18

Solid: this portfolio, real (CPI-deflated) value of $10,000.

Total return (real)+0.1%
Total return (nominal)+0.1%
CAGR (real)+0.2%
Max drawdown (real)−33.6%
Recovery4.9 months
Purchasing-power ratio1.00×
Ulcer index13.6
Worst calendar year
Physical costs paid$0
Liquidation value$10,011

A $10,000 stake in an all-equity portfolio (100% equities, rebalanced quarterly, physical costs on coins applied) entering the 2020 COVID crash would have ended the window worth $10,008 in real, CPI-deflated terms — a real return of +0.1%. Along the way it fell at most 33.6% from its peak (4.9 months), with an ulcer index of 13.6. This allocation carries no physical sleeves, so no ownership costs applied.

Open this portfolio in the stress-tester  More scenarios

The link above prefills the allocation — adjust weights, costs, and windows from there. Sources and formulas: methodology.

Educational estimates — not financial advice