How an all-equity portfolio fared in the 2022 inflation and rate shock

All equities: 100% equities · quarterly rebalance · physical costs on (coins) · window 2022-01-03 to 2024-01-19 · computed 2026-07-13 with the same engine the app runs.

$7,071$10,000$10,0002022-01-032024-01-19

Solid: this portfolio, real (CPI-deflated) value of $10,000.

Total return (real)−7.9%
Total return (nominal)+0.9%
CAGR (real)−4.0%
Max drawdown (real)−29.3%
Recoverynot recovered in window
Purchasing-power ratio0.92×
Ulcer index18.1
Worst calendar year2022: −20.0%
Physical costs paid$0
Liquidation value$10,090

A $10,000 stake in an all-equity portfolio (100% equities, rebalanced quarterly, physical costs on coins applied) entering the 2022 inflation and rate shock would have ended the window worth $9,205 in real, CPI-deflated terms: a real return of −7.9%. Along the way it fell at most 29.3% from its peak (not recovered in window), with an ulcer index of 18.1. This allocation carries no physical sleeves, so no ownership costs applied.

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The link above prefills the allocation. Adjust weights, costs, and windows from there. Sources and formulas: methodology.

Educational estimates, not financial advice