How a Tangible 60 portfolio fared in the 2020 COVID crash
Tangible 60 — 30% gold · 30% equities · 15% silver · 15% commodities · 10% cash · quarterly rebalance · physical costs on (coins) · window 2020-02-19 to 2020-08-18 · computed 2026-07-06 with the same engine the app runs.
Solid: this portfolio, real (CPI-deflated) value of $10,000. Dashed: the all-equity baseline.
| Total return (real) | +13.7% |
|---|---|
| Total return (nominal) | +13.7% |
| CAGR (real) | +29.6% |
| Max drawdown (real) | −16.7% |
| Recovery | 71 days |
| Purchasing-power ratio | 1.14× |
| Ulcer index | 5.6 |
| Worst calendar year | — |
| Physical costs paid | $517 |
| Liquidation value | $11,110 |
A $10,000 stake in a Tangible 60 portfolio (30% gold · 30% equities · 15% silver · 15% commodities · 10% cash, rebalanced quarterly, physical costs on coins applied) entering the 2020 COVID crash would have ended the window worth $11,369 in real, CPI-deflated terms — a real return of +13.7%. Along the way it fell at most 16.7% from its peak (71 days), with an ulcer index of 5.6. The same stake in equities alone returned +0.1% real — this allocation beat it by 13.6 percentage points of purchasing power. Physical ownership — dealer spread, storage, insurance — cost $517 over the window.
Open this portfolio in the stress-tester More scenarios
The link above prefills the allocation — adjust weights, costs, and windows from there. Sources and formulas: methodology.
Educational estimates — not financial advice