How a Tangible 60 portfolio fared in the 2008 financial crisis
Tangible 60 — 30% gold · 30% equities · 15% silver · 15% commodities · 10% cash · quarterly rebalance · physical costs on (coins) · window 2007-10-09 to 2013-03-28 · computed 2026-07-06 with the same engine the app runs.
Solid: this portfolio, real (CPI-deflated) value of $10,000. Dashed: the all-equity baseline.
| Total return (real) | +29.5% |
|---|---|
| Total return (nominal) | +43.8% |
| CAGR (real) | +4.8% |
| Max drawdown (real) | −31.9% |
| Recovery | 22.0 months |
| Purchasing-power ratio | 1.29× |
| Ulcer index | 10.9 |
| Worst calendar year | 2008: −16.3% |
| Physical costs paid | $1,046 |
| Liquidation value | $14,113 |
A $10,000 stake in a Tangible 60 portfolio (30% gold · 30% equities · 15% silver · 15% commodities · 10% cash, rebalanced quarterly, physical costs on coins applied) entering the 2008 financial crisis would have ended the window worth $12,948 in real, CPI-deflated terms — a real return of +29.5%. Along the way it fell at most 31.9% from its peak (22.0 months), with an ulcer index of 10.9. The same stake in equities alone returned −9.7% real — this allocation beat it by 39.2 percentage points of purchasing power. Physical ownership — dealer spread, storage, insurance — cost $1,046 over the window.
Open this portfolio in the stress-tester More scenarios
The link above prefills the allocation — adjust weights, costs, and windows from there. Sources and formulas: methodology.
Educational estimates — not financial advice