How a Tangible 60 portfolio fared in the 2022 inflation and rate shock
Tangible 60: 30% gold · 30% equities · 15% silver · 15% commodities · 10% cash · quarterly rebalance · physical costs on (coins) · window 2022-01-03 to 2024-01-19 · computed 2026-07-13 with the same engine the app runs.
Solid: this portfolio, real (CPI-deflated) value of $10,000. Dashed: the all-equity baseline.
| Total return (real) | −6.5% |
|---|---|
| Total return (nominal) | +2.5% |
| CAGR (real) | −3.3% |
| Max drawdown (real) | −18.1% |
| Recovery | not recovered in window |
| Purchasing-power ratio | 0.93× |
| Ulcer index | 9.5 |
| Worst calendar year | 2022: −4.8% |
| Physical costs paid | $529 |
| Liquidation value | $10,051 |
A $10,000 stake in a Tangible 60 portfolio (30% gold · 30% equities · 15% silver · 15% commodities · 10% cash, rebalanced quarterly, physical costs on coins applied) entering the 2022 inflation and rate shock would have ended the window worth $9,347 in real, CPI-deflated terms: a real return of −6.5%. Along the way it fell at most 18.1% from its peak (not recovered in window), with an ulcer index of 9.5. The same stake in equities alone returned −7.9% real. This allocation beat it by 1.4 percentage points of purchasing power. Physical ownership (dealer spread, storage, insurance) cost $529 over the window.
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The link above prefills the allocation. Adjust weights, costs, and windows from there. Sources and formulas: methodology.
Educational estimates, not financial advice